LUV Tunes Checking
Long flights and long hours call for some break-time entertainment. Free LUV Tunes Checking lets you purchase more from the online stores you love, Apple Music®, Amazon®, Spotify®, Uber® and Uber Eats® , with up to $10 in refunds every month*.
Did we mention the refunds at ATMs across the U.S.? Yeah…we think it's safe to say you'll LUV this checking account!
- Free checking that pays you in digital refunds
- Earn up to $10 every month in Apple Music®, Amazon®, Spotify®, Uber® and Uber Eats® purchases
- ATM withdrawal fee refunds up to $20 per month, nationwide*
- No monthly service charge
- No minimum balance to earn rewards
- Unlimited check writing
- Reorder checks conveniently and securely
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-Statements
- Free telephone banking
- Free Visa® debit card
- Overdraft Protection available
- $30 minimum deposit to open
It's Easy to Earn Your Rewards!
To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your LUV Tunes Checking account during each Monthly Qualification Cycle:
- At least a combined total of 15 debit card purchases or credit card purchases
- Be enrolled in and agree to receive e-Statements
Just in case you don't meet the qualifications, don't worry! Your LUV Tunes Checking account is still free. Best of all, you can get right back to earning your rewards the very next qualification cycle.
Not currently enrolled in eStatements?
Effective November 3, 2023, a fee of $2 per mailed statement will be assessed to the member account. Member's under 18, and over the age of 65 will be exempt. To enroll in to eStatements follow these steps:
From your HOME screen on your online baking, select MEMBER SERVICES. Under the MEMBER SERVICES tab select ESTATEMENTS then make your selection to ACCEPT or DECLINE.
*The minimum to open account is $30. To meet qualifications, 15 debit card or SWACU Platinum Visa® credit card purchases of at least $5.00 and member must be enrolled in eStatements. If qualifications are met each monthly qualification cycle: (1) Earn up to $10 in refunds of Apple Music®, iTunes®, Apple One®, Amazon®, Spotify®, Uber®, or Uber Eats®; (2) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. Monthly Qualification Cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Up to $20.00 in domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one (1) LUV Tunes Checking account per social security number. Must be 13 years of age to open this account. Fees may reduce earnings. Apple Music®, iTunes®, and Apple One® are registered trademark of Apple Inc.; Amazon® is a registered trademark of Amazon Inc.; Spotify® is a registered trademark of Spotify Inc.; Uber® and Uber Eats® are registered trademarks of Uber Technologies Inc.; and Visa® is a registered trademark of Visa Inc. Apple Inc., Amazon Inc., Spotify Inc., and Uber Technologies Inc. are not participants in or sponsors of this program. Insured by NCUA.
