Signature Loans
Need a little extra cash for the holiday season?
Gifts, travel or other expenses? Our Holiday Personal Loan has you covered!
12 months, $5,000 at what rate 8.99% APR*
*APR=Annual Percentage Rate. Promotional rate of 8.99% reflects 12-month term. Final approval subject to income verification. Minimum amount $1,000, maximum amount is $5,000, and is based on applicant meeting certain credit criteria. This promotional offer does not include existing signature loans and refinancing existing SWACU loans do not qualify. 12 monthly payments of $437.23 for a $5,000 loan at 8.99% APR. Other terms and conditions may apply. Offer valid November 1, 2024 - January 31, 2025.
Take a break from your loan payments with our
Holiday Skip a Pay promotion.
Qualified members can skip a payment on any eligible loan,
giving you some extra breathing room during the busy holiday season.
To get your SKIP started call us at 800-262-5325, submit your request in your online banking app
or email us for instructions at [email protected]
*By opting for Skip-a-Payment, you request that SWACU defer your loan payments as indicated. You agree and understand that:1) Finance charges will continue to accrue at the rate provided for in your original loan agreement, during and after that time;2) deferring your next payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled; 3) this payment deferral will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off per your original loan terms; and 4) you will be required to resume your regular monthly payments in the following month. If you previously elected to purchase any GAP or insurance products on this loan, coverage will not be extended beyond the original maturity date. Skip-a-Payment request subject to a $25.00 fee. Loan extensions of any kind are subject to SWACU approval. Real estate, credit card, short term and line-of-credit loans are not eligible. If your loan payment is deducted from another financial institution, we must receive notice 15 days prior to the due date to suspend that payment for one month. Additional restrictions may apply. Offer valid 11/1/24-12/31/24.
Signature loans are perfect for paying off your high interest credit cards, getting caught up on medical bills, or buying books for your kids' upcoming college semester.
- Competitive interest rates available to qualifying members
- No collateral necessary to secure loan
- Can be used for a wide variety of personal needs:
- Vehicle repairs or updates
- Family vacation
- Education expenses
- Personal projects
- Consolidate debt
- Loan Protection
- And much more!
- Repayment terms customized to fit your unique needs
- Quick decision-making and processing
- Attentive, friendly service from start to finish
