Skip to content

A personal line of credit is probably the best kept secret in financial tools. Utilize the pre-approved credit line for occasional needs, short-term situations, or to consolidate debt. Unlike a traditional loan, you only pay interest on what you use, not the entire amount.

And there's no need to reapply each time you need the funds. It's like a loan and a credit card merged into one perfect union just to help you make life a little easier. Apply for yours today!

Rates

  • Competitive rates for a variety of ongoing needs
  • Loan Protection
  • Ideal for covering sudden expenses or unexpected opportunities
  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Access funds as needed, or not at all
  • Interest only on what you use
  • Access funds online, by phone, or in person at any branch
  • Option to payroll deduct any monthly payments
  • Payment protection available
  • Quick decision-making and processing
  • Attentive, friendly service from start to finish

Apply for a Loan

Need financing? We've got your back. Apply online in just minutes!

Consumer Loans Mortgage Loans

Become a Member

Join the SWACU family for awesome rates and unmatched service.

Learn More Join