Home Improvement Loan
Everything's bigger in Texas…including our homes! Make your home the grandest it can be with an affordable home improvement loan. Available to Texas residents only, you can secure financing to build your dream man (or woman) cave, add a nursery, or make your kitchen look like it belongs on a cooking show.
Whatever your fantasy home looks like, we can help you make it come true. And we're located right here in Texas, so you know you'll get friendly service and a decision back fast.
If you have questions or need to submit individual documents for your application our Mortgage Team will be happy to help. Text us at 972-616-7992 or call us at 1-800-262-5325, Monday-Friday, 8:30am - 5:00pm CST. We're also available via email at [email protected].
- Available to Texas residents only
- Competitive rates for major home improvement projects
- Repayment terms that accommodate your budget
- Quick decision-making and processing
- Attentive, friendly service from start to finish
Visit our Mortgage Web Center to check rates, get a quote, and start the application process!
Proof of income:
- W2 income, the most recent 30 days of paystubs with year to date earnings on stubs along with the prior year W2
- Self-Employed income, the most recent 2 years of tax returns with all schedules and attachments
- Retirement income, Social security form SSA-1099, award letter
- Pensions, 1099-P, award letter for pension or 3 months of recent statements
- Child support/alimony – divorce decree
- Disability – will be determined upon review of your application
Mortgage:
- Most recent mortgage statement
Proof of Homeowners insurance:
- Declarations page from the homeowners insurance policy
Support documents:
- Deed of Trust and Note
- A contract prepared and executed by the contractor, signed by the member and contractor, and includes specifications and plans for the home improvement project. Estimates are not permissible.
- Schedule of draws prepared and executed by the contractor.
*Other documentation may be required upon review of your application.
