Compare our Credit Cards
Annual Fee
$0
Rate
Intro offer
0% APR on new purchases for first 12 month.
Balance transfer offer
0% APR on balance transfers for 12 mo. With 2.99% balance transfer fee
Best For
Great first credit card
Rewards
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Bonus Intro offer
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Terms & Conditions
Annual Fee
$0
Rate
Intro offer
0% APR on new purchases for first 12 month.
Balance transfer offer
0% APR on balance transfers for 12 mo. With 2.99% balance transfer fee
Best For
Earn rewards
Rewards
Earn 1 reward point for every dollar spent
Bonus Intro offer
10,000 bonus points if $1,000 spent + additional new account bonus**
Terms & Conditions
Annual Fee
$0
Rate
Intro offer
0% APR on new purchases for first 9 month.
Balance transfer offer
0% APR on balance transfers for 12 mo. With 2.99% balance transfer fee
Best For
Cash Back or Reward Points
Rewards
Earn 2 points on travel and 1 reward point on other categories.
Bonus Intro offer
25,000 bonus points if $2,000 spent + additional new account bonus**
Terms & Conditions
Reward Yourself
As a SWACU member, you have options when it come to your credit card rewards.
Earn a reward point for every dollar you charge through your Visa Rewards and Visa Signature through CURewards®.
Redeem points for:
- Airline Tickets
- Electronics
- Cash-back
- Charity donation
- And more
Ready to start earning rewards? It’s simple. Just make a purchase and see your rewards on your next statement, or sign in to CU Rewards/SWACU Home Banking to track/redeem your rewards.
*APR=Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method and ability to repay. Rates, terms, and conditions are subject to change.
**New Account Bonus:
Rewards Visa Card: 10,000 bonus points if $1,000 spent in first 90 days; 1500 bonus points with $5,000 spent in calendar year; 1,500 additional points if $10,000 spent in same calendar year.
Signature Visa Card: 25,000 bonus points if $2,000 spent in first 90 days, 2,500 bonus points with $5,000 spent in calendar year. 2,500 additional points if $10,000 spent in same calendar year.
New offers apply to new Visa® cards only. To take advantage of new credit card program, you must apply for a new card. New Account bonuses do not apply for credit card upgrades.
