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Home Mortgage Loans

  • Competitively low rates for home purchase
  • Build equity and make memories
  • Free pre-approval available
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First Time Homebuyer

  • Low down payment
  • Free Homeownership education along with options of housing counseling
  • Down payment assistance program through the Federal Home Loan Bank
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Land Loans

  • Affordable financing
  • No building requirements from the lender
  • Term options up to 15 years
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Construction Loan

  • 1-time close, construction-to-permanent loan
  • Ideal for your primary residence
  • Modification or float-down option allowed at completion
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Home Equity Loans

  • Quick decision making
  • Loan will not be re-sold
  • Interest may be tax-deductible*
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Home Equity Line of Credit (HELOC)

  • Access funds as needed
  • No need to reapply
  • Interest may be tax deductible*
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Home Improvement Loan

  • Available to Texas residents only
  • Fixed monthly payments
  • Roll closing costs into loan
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